The company provides financial tools, such as mortgage, budgeting, and retirement plan calculators. BSquared Credit is a female-owned, San Diego-based credit repair and consulting company. As Owner and Chief Operating Officer at bSquared Credit, helping clients achieve financial freedom is the core of Nicole Soares and her team’s everyday goal. As a result, after eight years in the business, bSquared Credit maintains an industry-leading 99% customer satisfaction rate – unprecedented and unmatched by its competitors.
This score, surpassing the US average in 2022, echoes the city’s financial maturity and the collective fiscal responsibility of its residents. However, the intricacies of individual financial narratives underscore the continual relevance of credit repair services, ensuring that every Angeleno has the tools and support to actualize their dreams. We recognize the significance of a healthy credit score and stand ready to assist at every step. Our seasoned professionals are well-versed in credit repair regulations, including the Fair Credit Reporting Act (FCRA). This guarantees that we operate within the bounds of all pertinent laws, ensuring you peace of mind. Moreover, as the best company to help fix credit in Los Angeles, we offer complimentary consultation sessions, allowing you to delve into your specific circumstances and receive guidance tailored to your needs.
What Happens If A Company Takes A Negative Action Against Me Because Of Something In My Credit Report?
You have the right to dispute credit report information on your own at no cost. No, they can only dispute inaccurate, outdated, or unverifiable information. If a negative item is correct and within its reporting period, it will remain on your credit report until it naturally falls off. However, some creditors may be willing to remove late payments or other marks as a goodwill gesture if you have a strong payment history with them.
Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range, can also impact how and where products appear on this site. While we strive to provide a wide range of offers, Bankrate does not include information about every financial or credit product or service. The amount of time it takes to remove negative items from a credit report depends on the number and nature of items to be addressed and the steps taken to rectify the situation. It’s crucial to have a good credit score because lenders use it to help determine if you qualify for loans, mortgages and credit cards; landlords may also use it when reviewing a rental application.
Customers selecting the top-tier Prosperity or Success Packages benefit from a Slash Rx discount, which can save up to 80% on medications. The process begins with a free consultation to assess if you’re a suitable candidate for credit repair and to explain how their attorneys can assist you. Our goal is to offer readers a dependable and impartial list of the leading companies in the credit repair sector, enabling them to make well-informed choices on their financial path. It’s also smart to read customer reviews across multiple platforms—not just the company’s own site. Watch for consistent complaints about billing practices, lack of results, or poor customer service. They also provide tools like budgeting software and credit education resources alongside traditional dispute services.
But not every credit repair company is a viable option — in fact, some should be avoided like the plague. Did you notice that the intervention of a credit repair company isn’t mentioned? The success of any potential repairs will be dependent on whether there are actual inaccuracies in your report that can be fixed. Ask if the company will refund any charges if you don’t see any results within a specified period. Ask about creditrepair -back guarantees if you aren’t satisfied with the services, and avoid companies that guarantee results, as this is illegal. You should know your rights before you contact any credit repair company.
Credit Repair Services of America is a leading credit repair and debt consolidation service provider. Its headquarters are in Irving, TX, but it also operates out of an office location in San Antonio, TX and El Paso, TX making its expert services accessible across the state. Contact Credit Services of America to enhance your credit score and master your financial health. Late payments that are inaccurately reported are often one of the simpler issues to resolve. You can dispute these by sending a letter to the relevant credit bureau along with evidence such as a bank statement or a canceled check proving the payment was made on time.
Reviews
It gives consumers the right to dispute inaccurate or incomplete information on their credit reports and requires credit reporting agencies to investigate such disputes. Credit repair is the process of correcting inaccuracies on your credit report. This could include anything from correcting errors in your personal information to removing late payments that have been incorrectly reported. You can do this yourself or you can hire a professional service to do it for you.
Some or all of the offers that appear on this page are from third party advertisers from which FinanceBuzz receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Just remember that you too can learn what to look for and if you have the time, discipline, and patience to stay on top of the process, you can do it yourself at no cost. Considering how time-consuming the entire process is, you may not see results for months — if you see results at all. They also offer information on the most common collection agencies and phone numbers that may call you.
San Diego Credit Repair Company provides services that focus on improving the credit scores of clients and helping them eliminate and settle debt. The San Diego-based firm offers credit counseling and provides platinum, gold, and silver-tier credit repair services in line with the Fair Credit Reporting Act. In business since 2009, it works to correct or delete negative items from credit reports. The firm also collaborates with attorneys to produce collection letters for agencies that are found to have violated the Fair Debt Collection Practices Act.
They dispute any inaccuracies to help clients build good credit that enables them to apply for loans, invest in a new home, or buy a new car. With over a decade of experience, The Credit Pros provides comprehensive credit repair services. Items like late payments, hard inquiries, charge-offs, repossessions, and collections can only be removed if they’re inaccurately reported. Steer clear of companies that guarantee to remove accurate entries from your credit report or offer to create a new credit identity for you.
Whether recovering from debt or planning a big financial move, these trusted providers can help you take control. Reputable credit repair companies will keep you informed about the status of your disputes. They typically provide regular updates and progress reports, including updated copies of your credit report so you can see the results of their efforts. After you weed out any questionable contenders, finding the right fit comes down to comparing core costs and services. Most companies charge an initial setup fee and monthly fee, so you’ll want to consider what your likely total expenses will be. Many also offer a 60- or 90-day money-back guarantee to give you peace of mind that you won’t waste your money.